Treasury Assistant is an AI worker that autonomously manages FX hedging and payment routing.
It transforms reactive treasury operations into strategic profit protection, achieving 30% hedging cost reduction and 99.5% straight-through processing for cross-border transactions.
What is Treasury Assistant?
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FX Guardian. Fluctuating exchange rates, opaque bank fees, and cross-border settlement friction constantly erode profit margins. Treasury Assistant integrates directly with banking portals, ERP systems, and market data feeds to manage liquidity with algorithmic precision. Unlike static TMS that merely record transactions, it actively optimizes them 24/7.
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Predictive FX Intelligence. The agent forecasts currency movements with accuracy exceeding 90% by ingesting macroeconomic indicators, central bank announcements, and volatility trends. When a sales order is generated in foreign currency, it instantly calculates exposure and autonomously determines optimal hedging strategy - forward contract, hold position, or natural hedge - based on pre-defined risk tolerance.
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Smart Payment Routing. Global trade payments are eroded by intermediary bank fees and poor exchange rates. Treasury Assistant analyzes every outgoing payment to select the most efficient rail - SWIFT, local ACH (SEPA), or blockchain settlement. It enforces correct fee instruction codes (OUR/BEN/SHA) to prevent short payments that stall shipment releases.
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Intelligent Reconciliation. Using fuzzy logic algorithms, the agent matches incoming lump-sum payments against multiple open invoices, accounting for bank fee deductions and currency variances that would otherwise trigger manual exception handling. Finance teams close books faster with real-time cash position visibility.
Replaces:
- Manual spot trading on banking portals with reactive currency buying.
- Excel-based hedging and currency exposure tracking with formula errors.
- Manual "stare and compare" matching of bank statements to ERP invoices.
- Default expensive SWIFT wires replaced by intelligent local rail selection.
- Manual posting of payment receipts and general ledger updates.
Ready to see Treasury Assistant in action?
Why Treasury Assistant?
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30% Hedging Cost Reduction. Traditional hedging strategies are static and expensive, locking in unfavorable rates. AI-driven predictive modeling optimizes timing and structure of hedges, reducing hedging costs by up to 30% while maintaining or improving risk coverage. Real-time strategy balancing minimizes spread costs.
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99.5% Straight-Through Processing. Financial institutions leveraging AI for payment orchestration achieve 99.5% STP rate. Payments flow from initiation to settlement without human intervention, drastically reducing cycle time and administrative burden. This velocity is critical for supplier relationships and just-in-time supply chain continuity.
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Fraud and Compliance Shield. Cross-border payments are prime targets for business email compromise (BEC) and invoice diversion. Treasury Assistant verifies beneficiary details against banking records and historical patterns before releasing funds, cross-referencing bank account holder names and flagging anomalies like mule accounts.
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20-50% Forecast Improvement. Predictive cash flow forecasting analyzes real-time logistics data (ship arrival times) to predict when payment obligations arise. This allows strategic payment delays without penalties or expensive bridge financing. AI forecasting reduces errors by 20% to 50%, enabling precise capital deployment.
How It Works
Workflow Automation
How Treasury Assistant integrates with your systems
Analyzes open currency exposures against spot and forward rates to recommend optimal hedging strategies.
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Data Ingestion. Connect to ERP (invoices, purchase orders), banking portals (balances, transaction feeds), and external market sources (live exchange rates, central bank news) via API for unified real-time financial health view.
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Predictive Analysis. ML models forecast currency trends, evaluate net exposure, and determine optimal payment routing based on cost, speed, and destination. Strategy formulation aligns with corporate policy (e.g., "Hedge 50% of EUR exposure now, pay Supplier X via SEPA").
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Autonomous Execution. Execute transactions within pre-set limits. Interface with banking platforms to book forward contracts or initiate payments. Ensure all SWIFT message fields (MT103) are correctly populated to prevent rejection.
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Intelligent Reconciliation. Match lump-sum payments to multiple invoices using fuzzy logic, accounting for bank fees and exchange variances. Auto-post entries to ERP, update general ledger, and provide CFO with immediate cash position and FX gains/losses report.
Get Started
Deploy Treasury Assistant to transform your finance department into a strategic fortress. Secure margins, accelerate cash flow, and navigate global trade's financial complexity with autonomous AI precision.
See how Treasury Assistant works for your business
Core Capabilities
Smart Payment Routing
Dynamically selects the most cost-effective payment rails (SWIFT vs. Local ACH) to minimize fees and transit time.
Predictive FX Hedging
Forecasts currency movements with 90% accuracy and automates hedging strategies to lock in favorable rates.
Automated Reconciliation
Uses fuzzy logic to instantly match complex payments to open invoices, accounting for fees and variances.
Fraud Pattern Detection
Screens beneficiary details against historical data and watchlists to block suspicious payments and mule accounts.
Who It's For
High-Volume Exporters
Managing multi-currency receivables and automating the hedging of exposure across diverse international markets.
Global Logistics Providers
Reconciling thousands of carrier payments in different currencies and optimizing fee structures for cross-border settlements.
E-commerce Aggregators
Automating payouts to international merchants while mitigating FX risk on repatriated revenue streams.
Value Outcomes
Hedging Cost Reduction
30% cost savings
Lower financial overhead. Dynamic, predictive hedging strategies reduce the cost of currency risk management by **30%**.
Processing Velocity
99.5% STP rate
Accelerate settlements. AI orchestration achieves a **99.5% Straight-Through Processing (STP)** rate for payments.
Forecast Precision
50% better accuracy
Improve planning. AI-driven cash flow forecasting reduces error rates by **20-50%**, optimizing capital allocation.
Operational Efficiency
90% op-ex reduction
Reduce manual labor. Automating reconciliation and data entry cuts routine financial operations costs by **up to 90%**.
Strategic Value for Decision Makers
For the CFO
**Margin Certainty.** The Treasury Assistant neutralizes FX volatility, turning unpredictable currency swings into managed costs. It improves cash flow visibility and reduces hedging expenses by 30%, directly protecting EBITDA.
For the COO
**Frictionless Settlement.** This agent eliminates the administrative drag of payment disputes and reconciliation delays. It ensures suppliers are paid on time and accurately, maintaining supply chain continuity.
For the Owner
**Scalable Financial Control.** We can expand into any new market without worrying about banking complexity or fraud. This tool gives us the financial sophistication of a multinational bank at a fraction of the cost.
Why Export Arena
Treasury Assistant is not a standalone tool - it's part of Export Arena's AI & Automation Department as a Service. Pre-trained on global trade nuances, from HS codes to geopolitical risk, it delivers strategic insights tailored to C-suite decision-making. We provide resilience as a service.
See how Treasury Assistant works for your business
