Document Scrutineer is an AI worker that validates trade documents against Letters of Credit terms and UCP 600 regulations.
It eliminates $100-$500 discrepancy fees and reduces LC processing from 2 days to 2 hours-ensuring "Clean Presentation" every time to secure export revenue.
What is Document Scrutineer?
- LC Compliance Pre-Flight. Letters of Credit are payment security gold standard but notoriously fragile. "Strict Compliance" doctrine means banks reject for slightest discrepancy-"1000 Units of Widgets, Blue" vs. "1000 Units of Blue Widgets" triggers rejection. Discrepancy fees range $100-$500 per error plus delayed payments. Document Scrutineer validates documentation packets against UCP 600 and ISBP with infallible precision.
- Semantic Trade Finance Understanding. Beyond OCR that merely digitizes text-possesses semantic understanding of trade finance rules. Reads Bills of Lading, Commercial Invoices, Packing Lists, and Insurance Certificates. Identifies date, amount, description, and port inconsistencies humans miss due to fatigue. Cross-references every data point against original LC text.
- Correction Engine. Doesn't just flag errors-highlights specific clause violation and suggests exact text alteration for "Clean Presentation." Fix issues before documents leave the office. Prevents back-and-forth loops with advising banks that strangle cash flow.
- Cash Conversion Accelerator. Reduces LC processing from 2 days to 2 hours (90% reduction). Releases working capital trapped in administrative limbo. Documentation right the first time-protects margins and reputation.
Replaces:
- Manual "stare and compare" checking invoice lines against LC terms.
- Reactive error correction cycle (submit, wait for rejection, pay amendment fees).
- Physical rulebook consultation for UCP 600 or ISBP articles.
- Brittle Excel checklists that don't adapt to unique credits.
- Fragmented email threads between logistics and finance.
Ready to see Document Scrutineer in action?
Why Document Scrutineer?
- Eliminate $100-$500 Discrepancy Fees. High-volume exporters lose substantial margin to avoidable clerical errors. Acts as rigorous gatekeeper ensuring 100% compliance before submission. Catches errors internally, eliminates external penalties entirely-directly improving profitability of every trade transaction.
- 90% Faster Time-to-Cash. Manual document preparation and bank review consume days or weeks, locking capital. Automates extraction and validation process-compresses multi-day bottleneck into near-real-time workflow. Businesses reinvest cash faster.
- Payment Risk Mitigation. LC purpose is transferring credit risk from buyer to bank. Discrepancies void this guarantee, exposing exporter to buyer default. Ensures strict UCP 600 adherence maintaining bank payment undertaking integrity-automated insurance policy securing revenue.
- 4x Throughput Without Headcount. Democratizes trade finance expertise-junior staff handles complex documentation with AI guidance. Higher LC volume and new market expansion without linear cost increase of hiring specialists.
How It Works
Workflow Automation
How Document Scrutineer integrates with your systems
Parses letter of credit terms against UCP 600 rules and flags documentary discrepancies before presentation.
- Document Ingestion. Upload Letter of Credit (MT700 SWIFT or PDF) with shipping documents (Bill of Lading, Invoice, etc.). IDP digitizes and extracts key data fields regardless of layout or format.
- Rule Extraction. Analyzes LC to extract terms and conditions through UCP 600 and ISBP lens. Understands complex logic ("partial shipments allowed," port restrictions) creating dynamic validation checklist unique to transaction.
- Cross-Validation. Multi-way match comparing extracted shipping document data against LC rules. Checks description consistency, amount accuracy, and date validity-flags deviations immediately.
- Discrepancy Reporting. Generates comprehensive report highlighting errors, citing UCP 600 article violated, and suggesting corrections. Human validates, corrected documents ready for "Clean Presentation."
Get Started
Bring forensic precision to trade finance. Deploy Document Scrutineer to eliminate $100-$500 discrepancy fees, accelerate cash flow 90%, and ensure every export document is bank-compliant first time-secure payments with autonomous intelligence.
See how Document Scrutineer works for your business
Core Capabilities
UCP 600 Logic Verification
Validates documents against International Chamber of Commerce rules to prevent bank rejections due to non-compliance.
Automated Discrepancy Detection
Identifies mismatches in dates, amounts, and descriptions across document sets, reducing error rates by 99%.
Correction Recommendation Engine
Suggests specific text edits to resolve discrepancies, ensuring a 'Clean Presentation' to the advising bank.
Accelerated Document Processing
Reduces the cycle time for Letter of Credit review from days to hours, speeding up liquidity access.
Who It's For
Export Finance Managers
To ensure all export documentation perfectly matches Letter of Credit terms before bank submission, avoiding costly discrepancy fees.
Freight Forwarders
To pre-validate Bills of Lading and packing lists for their clients, reducing delays and improving service reliability.
Corporate Treasury Teams
To automate the review of high-volume trade transactions, ensuring compliance and accurate cash flow forecasting.
Value Outcomes
Fee Elimination
$100-500 savings/tx
Stop leaking margin. Preventing document errors eliminates bank discrepancy fees of **$100-$500** per transaction.
Process Velocity
90% time reduction
Get paid faster. Automating the review process reduces LC processing time from **2 days to 2 hours**.
Risk Assurance
100% compliance check
Secure the deal. Ensures strict compliance with UCP 600, preventing the voiding of bank payment guarantees.
Operational Throughput
4x throughput increase
Scale efficiently. Enables teams to process **4x more** customs and finance entries with existing staff.
Strategic Value for Decision Makers
For the CFO
**Cash Flow Acceleration.** The Document Scrutineer unlocks working capital trapped in administrative delays. By cutting LC processing time by 90%, we accelerate cash conversion and eliminate thousands in annual discrepancy fees.
For the COO
**Operational Precision.** This agent removes the 'human error' factor from our most critical payment workflows. It ensures zero-defect documentation, preventing the shipping delays and rework that disrupt our supply chain.
For the Owner
**Revenue Security.** We trade on thin margins; we can't afford to lose bank guarantees over typos. This tool protects our payments and reputation, ensuring we get paid for every shipment, on time, every time.
Why Export Arena
Document Scrutineer is not a standalone tool - it's part of Export Arena's AI & Automation Department as a Service. Pre-trained on global trade nuances, from HS codes to geopolitical risk, it delivers strategic insights tailored to C-suite decision-making. We provide resilience as a service.
See how Document Scrutineer works for your business
